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    <title>Ryzone Financial Inc.</title>
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    <id>tag:www.ryzone.com,2008-10-26://1</id>
    <updated>2010-02-15T04:31:16Z</updated>
    <subtitle>Financial Analysis, Financial Statements, Reports, Stock Performance, Commentary on Economy, and Business News</subtitle>
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<entry>
    <title>DOW Jones Futures</title>
    <link rel="alternate" type="text/html" href="http://www.ryzone.com/futures_and_commodities/dow_jones_futures.php" />
    <id>tag:www.ryzone.com,2010://1.31</id>

    <published>2010-02-15T04:24:11Z</published>
    <updated>2010-02-15T04:31:16Z</updated>

    <summary>DOW Jones Futures Most, if not all investors including the general population is aware or has heard of Dow Jones Industrial Average. In fact, whenever a lay person switches his TV to CNBC or any other business channel or news,...</summary>
    <author>
        <name>Ryzone Financial Inc.</name>
        
    </author>
    
        <category term="Futures and Commodities" scheme="http://www.sixapart.com/ns/types#category" />
    
    <category term="djia" label="DJIA" scheme="http://www.sixapart.com/ns/types#tag" />
    <category term="dowjones" label="Dow Jones" scheme="http://www.sixapart.com/ns/types#tag" />
    <category term="futures" label="Futures" scheme="http://www.sixapart.com/ns/types#tag" />
    
    <content type="html" xml:lang="en-US" xml:base="http://www.ryzone.com/">
        <![CDATA[<p><strong>DOW Jones Futures</strong></p>

<p>Most, if not all investors including the general population is aware or has heard of Dow Jones Industrial Average. In fact, whenever a lay person switches his TV to CNBC or any other business channel or news, they are bound to hear the anchor talk about how the DOW, the NASDAQ, and the S&P 500 are doing for the day. As you may have realized by now "the DOW" is quite popular, and is synonymously used for measuring the performance of the market. It must be noted that even though many people generally use the DOW just to measure how the market is doing, it truly doesn't represent the entire market. The DOW or the DOW Jones Industrial Average comprises of 30 Stocks that make up this index. The 30 companies (the companies that are in the list changes from time to time) that are included in this index are large, publicly owned American corporations. The corporations that included in the index include Wal-Mart, Procter & Gamble, JP Morgan Chase, Kraft Foods, McDonald's, Microsoft, Intel, IBM, General Electric, Home Depot, Coca-cola, Chevron, and Boeing to name a few.</p>]]>
        <![CDATA[<p><strong>DOW Jones Futures and CME Group</strong></p>

<p>As stated earlier, the DOW or DOW Jones Industrial Average is an index comprising of 30 of the most "influential" and large American Corporations. Based on this numerous futures products are offered to investors. Earlier, the Dow Jones index, and other indices bearing the DOW name were operated by Dow Jones & Company, and then by News Corporation when Dow Jones & Company was taken over by News Corporation. In February, the Dow Jones Index business was sold to CME Group which bought 90% stake in the indices business. This purchase by CME Group would allow it to create new futures products based on the DOW brand name - and as such new <a href="http://blogs.indews.com/commodities/dow_futures.php">Dow Futures</a>, and obviously control over existing DOW indices.</p>

<p><strong>DJIA and DOW Jones Futures</strong></p>

<p>This article will basically cover futures products based on the DOW Jones Industrial Average rather than any futures product that have DOW name attached to it. As stated earlier, there are many indices with DOW attached to them, the futures product discussed here will strictly be limited to Dow Jones Industrial Average (DJIA). Among the Index Futures offered by Chicago Mercantile Exchange (CME) bearing the DOW name are the E-Mini Dow, the Big DOW DJIA, and the DOW. All the 3 Index Futures are based on the DOW Jones Industrial Average Index. The 3 Index Futures have different multipliers that affect their contract size. The E-Mini Dow, which has a symbol of YM and a Bloomberg Code of DMA has a multiplier of $5. This means that the contract size of this particular future is $5 times the DOW. The DOW index future has $10 multiple, and has a symbol of DJ, and a Bloomberg Code of DJA. As with the $5 E-Mini Dow, the DOW with its $10 multiplier will have 1 contract valued by $10 times the DOW. The Big DOW DJIA has a $25 multiplier, a symbol of DD, a Bloomberg Code of EEA, and a Reuters Code of DJF.</p>]]>
    </content>
</entry>

<entry>
    <title>Live Stock Quotes</title>
    <link rel="alternate" type="text/html" href="http://www.ryzone.com/news/live_stock_quotes.php" />
    <id>tag:www.ryzone.com,2009://1.30</id>

    <published>2009-08-05T18:28:30Z</published>
    <updated>2009-08-05T18:35:50Z</updated>

    <summary>Live Stock Market Quotes and Current Stock PricesA lot of free financial sites are now providing live stock quotes or real time stock prices. I myself am aware of Yahoo Finance and Google Finance, and use these tools when I...</summary>
    <author>
        <name>Ryzone Financial Inc.</name>
        
    </author>
    
        <category term="News" scheme="http://www.sixapart.com/ns/types#category" />
    
    <category term="stockperformance" label="Stock Performance" scheme="http://www.sixapart.com/ns/types#tag" />
    <category term="stockquotes" label="Stock Quotes" scheme="http://www.sixapart.com/ns/types#tag" />
    
    <content type="html" xml:lang="en-US" xml:base="http://www.ryzone.com/">
        <![CDATA[<div><b>Live Stock Market Quotes and Current Stock Prices</b></div><div><br /></div><div>A lot of free financial sites are now providing <a href="http://www.ryzone.com/">live stock quotes</a> or real time stock prices. I myself am aware of Yahoo Finance and Google Finance, and use these tools when I am not in front of my pc or trading actively. Although the site's say they are real time, I found some discrepancy, and in many cases the prices in Yahoo Finance and Google Finance don't match up. I haven't been able to check my Scottrade account and see how Yahoo Finance and Google Finance match up with a dedicated brokerage website's services, but I do believe that Scottrade would have much superior up to date real time prices.</div><div><br /></div><div>Live stock quotes provided by free financial sites are definitely beneficial to those who are trading over the space of a few days rather than day trading. &nbsp;If you are day trading you want up to date current stock prices and you also want to be able to buy and sell stocks immediately, and as such tracking live stock quotes over Google Finance or Yahoo Finance loses its purpose. These real time stock quotes are much more beneficial to those who are actively invested in stocks but are not day trading or do not require them to buy or sell stocks immediately.</div><div><br /></div> ]]>
        <![CDATA[<div>Daily Stock Prices and Real Time Stock Prices</div><div><br /></div><div>I am only aware of Google , AOL, and Yahoo finance that provide real time stock prices, and I think it's a fair guess to say that Reuters also provides real time stock prices, but haven't checked out their website so don't know about it. If memory serves me correct, it was Google that started providing free real time stock prices to their website viewers, and after that everyone starting jumping into it. Prior to real time stock prices, all financial websites (the free ones) provided stock prices with a 20 minute delay (which they still do).&nbsp;</div><div><br /></div><div>We still have a lot of issues in regards to providing current stock prices at Ryzone Financial, and some of our stock prices are even days old and most of our stock offering data are closing stock prices instead of carrying intra-day stock prices as well. It is my intention that Ryzone Financial carve out a niche among financial websites, and I hope that the strategy I am going to be laying out for the site in the near future is executed successfully.</div><div><br /></div>]]>
    </content>
</entry>

<entry>
    <title>Share Prices - Buying and Selling Shares</title>
    <link rel="alternate" type="text/html" href="http://www.ryzone.com/news/share_prices_-_buying_and_selling_shares.php" />
    <id>tag:www.ryzone.com,2009://1.29</id>

    <published>2009-07-04T04:33:29Z</published>
    <updated>2009-07-04T04:38:32Z</updated>

    <summary>Share Prices - General Information on Investing in SharesI believe in United States the stock price is a more prevalent term compared to share price. Nonetheless, I use the words share prices and stock prices interchangeably. I believe the term...</summary>
    <author>
        <name>Ryzone Financial Inc.</name>
        
    </author>
    
        <category term="News" scheme="http://www.sixapart.com/ns/types#category" />
    
    <category term="shareprices" label="Share Prices" scheme="http://www.sixapart.com/ns/types#tag" />
    
    <content type="html" xml:lang="en-US" xml:base="http://www.ryzone.com/">
        <![CDATA[<b>Share Prices - General Information on Investing in Shares</b><div><br /></div><div><div>I believe in United States the stock price is a more prevalent term compared to share price. Nonetheless, I use the words share prices and stock prices interchangeably. I believe the term share price is more common in UK and other Commonwealth Nations. &nbsp;As most of you already know, if you own shares of a company that means you are an owner of the company. The ownership may range from trivial to a large ownership in the company. The owners of the shares are also known as shareholders of the firm.&nbsp;</div><div><br /></div><div><div>If you would like to own shares of a firm or trade in the stock market, one of the first things that you have do is open a brokerage account that will enable you to trade shares - buy and sell shares. Most brokerage accounts usually have a minimum amount with which you can open an account, ranging from $500 to $2000. If you would like to just buy shares and hold on to them, you will have less restrictions, but if you would like to trade shares regularly (but not as a day trader), you need at least $2000 in most brokerages. The $2000 will let you have a margin account, which would let you to buy and sell shares immediately, and not have to wait for a few days for your trades to resolve which usually happens when you don't have a margin account.</div><div><br /></div></div><div><br /></div></div>]]>
        <![CDATA[<div>Once you have your brokerage account, you would be able to trade shares immediately. Most brokerage accounts provide you with detailed information on <a href="http://www.ryzone.com/"><b>share prices</b></a> of companies listed on public exchanges. All you have to do is input the ticker symbol of the corporation, and you will have a variety of information at your disposal. The information could range from the current price the stock is trading, the volume of shares that are being bought, the previous trade, the bid price - the price buyers are willing to buy the shares, the ask price - the price sellers are willing to buy, and other regular information such as previous closing price, and the days' high and low.</div><div><br /></div><div>Most of the time, if you are trading stocks as a hobby or in addition to a day time job, you won't be sitting in front of a computer tracking the prices of stocks. You are likely at your workplace, or some public area where you won't necessarily have access to a secure computer or network to check stock market share prices. In these cases, it is highly unlikely that you would be able to login to your brokerage account and check the current stock prices of the companies you have in your portfolio. For this, you are better off in finding the required information from many publicly provided share prices history. Ryzone Financial itself provides stock exchange share prices, historical stock quotes, and a lot of relevant information regarding shares of publicly traded companies. In addition to Ryzone Financial stock quotes, other reliable sites that provide current share prices include Google Financial and Yahoo Finance. Both sites provide top notch financial information that will surely satisfy most investors.</div><div><br /></div>]]>
    </content>
</entry>

<entry>
    <title>Real Time Stock Prices</title>
    <link rel="alternate" type="text/html" href="http://www.ryzone.com/news/real_time_stock_prices.php" />
    <id>tag:www.ryzone.com,2009://1.28</id>

    <published>2009-06-22T01:10:44Z</published>
    <updated>2009-06-22T01:16:12Z</updated>

    <summary>Real Time Stock QuotesIf you are interested in trading shares or actively investing in them, it is imperative that you have access to real time stock prices. Stock Prices Change constantly, and as such, you need to have up-to-date information...</summary>
    <author>
        <name>Ryzone Financial Inc.</name>
        
    </author>
    
        <category term="News" scheme="http://www.sixapart.com/ns/types#category" />
    
    <category term="stockquotes" label="Stock Quotes" scheme="http://www.sixapart.com/ns/types#tag" />
    
    <content type="html" xml:lang="en-US" xml:base="http://www.ryzone.com/">
        <![CDATA[<div><div><b>Real Time Stock Quotes</b></div><div><br /></div><div>If you are interested in trading shares or actively investing in them, it is imperative that you have access to real time stock prices. Stock Prices Change constantly, and as such, you need to have up-to-date information about the price of a stock. Real time stock prices let you make a proper entry and exit. This is especially critical for those who are day trading. For day traders, it is given that they would be trading with real time stock quotes, but it is nonetheless useful for passive investors to know real time stock prices of a company.</div><div><br /></div><div>Most of the time stock prices provided by various financial services are delayed by 20 minutes. That means, the price of a stock that you are looking at was at that price 20 minutes ago, and could have very well changed a significant portion since then. The change that could affect the stock data could be the new employment data, or breaking news that could have had a significant impact on a particular company's stock. These days, I am seeing Google and Yahoo both offer real time stock quotes of companies, but quite frankly speaking they still lack behind the data provided by brokerage firms.</div></div> ]]>
        <![CDATA[<div><b><br /></b></div><div><b>Current Stock Prices / Real Time Stock Quotes</b></div><div><br /></div><div>The best way to get real time stock quotes is from brokerage companies. These are the best places to have a comprehensive access of various real time details of various firms. One of the companies that I use to check for stock prices is Scottrade. Scottrade is an online discount brokerage companies where you can buy or sell stocks. As such, you will also find some significant details about the stock that is being traded.&nbsp;</div><div><br /></div><div>Besides just providing stock quotes, there are different levels of stock quotes. Depending on the level, you can get from simple stock price to detailed information on who the buyers and sellers of a particular stock are along with the size of their purchase. Such level of information can help an investor gauge on where the stock price might likely move. Such detailed information is provided in Level II quotes, which can be had with additional subscription over regular brokerage fees.</div><div><br /></div><div>At Ryzone Financial, we don't provide <a href="http://www.ryzone.com/">real time stock prices</a>, but there are exceptionally good alternatives like Scottrade and other brokerage companies that can provide you with real time stock prices.</div><div><br /></div>]]>
    </content>
</entry>

<entry>
    <title>Earning Revenues Online</title>
    <link rel="alternate" type="text/html" href="http://www.ryzone.com/financial_editorials/earning_revenues_online.php" />
    <id>tag:www.ryzone.com,2009://1.27</id>

    <published>2009-05-22T19:41:49Z</published>
    <updated>2009-05-22T19:48:58Z</updated>

    <summary>Earning Revenues Online - How To Make Money OnlineOn numerous occasions I have been asked how I have made my online earnings viable. A lot of my friends and family members are intrigued by the fact that my online earnings...</summary>
    <author>
        <name>Ryzone Financial Inc.</name>
        
    </author>
    
        <category term="Financial Editorials" scheme="http://www.sixapart.com/ns/types#category" />
    
    <category term="earningrevenues" label="Earning Revenues" scheme="http://www.sixapart.com/ns/types#tag" />
    <category term="makingmoneyonline" label="Making Money Online" scheme="http://www.sixapart.com/ns/types#tag" />
    
    <content type="html" xml:lang="en-US" xml:base="http://www.ryzone.com/">
        <![CDATA[<span class="Apple-style-span" style="font-weight: bold;">Earning Revenues Online - How To Make Money Online</span><div><br /></div><div><span class="mt-enclosure mt-enclosure-image" style="display: inline;"><img alt="Stack of Dollars" src="http://www.ryzone.com/images/dollar.jpg" width="326" height="296" class="mt-image-left" style="float: left; margin: 0 20px 20px 0;" /></span><div>On numerous occasions I have been asked how I have made my online earnings viable. A lot of my friends and family members are intrigued by the fact that my online earnings are quite significant and have helped me earn enough money to pay my tuition through college. The article isn't going to discuss the specific niches that will let you earn revenues online, but rather talk about issues in general that can contribute to your online earnings. The reason I am not going to talk about specifics is that each individual and their interests are different, and as such possible earning potential differs from each individual.</div><div><br /></div></div>]]>
        <![CDATA[<div>If you are serious about earning revenues online, then you should pick out two to three hobbies that you are serious about, and will not move away from them for a considerable period. The reason I say that is because, website building, the content along with it, and many other variables that go into building and maintaining websites take time, a lot of time. As such, you need to pick a hobby that you are truly interest in, and in addition to have a stake in it as well. For example, if you are a college student in engineering major, an ideal topic that you would build your website has to be engineering related. The benefits of this are numerous as you have an intimate knowledge of the field, and a future stake in the profession. So, even if you take a break from the website, you can come back and restart the website with more content, whether it is your personal experience in the field, or how the profession is shaping. Basically, you know what's going on in the field, and are never out of touch with the realities of the profession.</div><div><br /></div><div>A lot of webmasters who start out building websites, and who's primary purpose is solely to make money, build websites that try to maximize revenues. So, they end up making websites that are financials, gambling, or medical related websites even though they have no personal stake in it beyond looking up a few articles online, and paraphrasing it in their own words, or outright stealing content from others, and displaying on their website  as their own. Some do end up making money, but most don't and when the website's success doesn't materialize they just move on to something else. This tactic will not help you earn any money, but also will be wasting your precious time instead which could have been used to building a website that caters to your interests.</div><div><br /></div><div>For me, any project that is worth wile has to earn about $500 plus. Why is that? If you take hosting costs, computer costs, domain registration costs, marketing costs, and especially your time - which most people dismiss, you will end up putting significant amount of expenses. As such, you need a certain amount of revenues to justify building websites. To me $500 a month is quite an acceptable goal, although for newcomers it might seem impossible, but if you are dedicated enough, and have website topic in mind that you have a long stake in, a well nurtured site for 6-9 months can bring in those kinds of revenues. </div><div><br /></div><div>Once you know the topic you are going to build your site on, the best thing would be take an empty notebook, and write down the topic you are going to cover, along with any related fields, then write down 10 articles or issues you are going to cover. You are not immediately writing 10 articles, but just jotting down the issues you are going to cover in the topic. Now, don't concern yourself with the website layout, or the domain name, just concern yourself with the topic your website is going to cover, and the issues that you are going to write. Now, once you know what topic your website is going to cover, along with the first 10 articles you are going to write, go online and see what other websites are in the field. Check out your competition, and see what they are doing - what topics they are covering, the major websites for the topic, the most prominent keywords being used, their link structure, how their domains are named, and the frequency their content is updated. </div><div><br /></div><div>Now that you know the competition and field you are in, you should now start writing the 10 issues that you first jotted down, write at least 500 words for each article, although you can go for lower number of words, but I prefer having articles with at least 500 words. After you have written down your 10 articles, it is now time to consider the domain you are considering to register. </div><div><br /></div><div>Why do I consider with the domain registration now, instead of it being the first thing? Well, in my experience people get too wrapped up in the domain they are going to register, and once they register and have the site working for a few weeks, they just lose interest. In order to guard against, and make sure that you know for yourself that you are serious about it, I would like future website builders to actually focus on the content, as that is the real king, not building websites. You will build website once, but content - you have do it over and over again. So, writing 10 articles beforehand gives you an idea of the commitment that is required in order to build and successfully maintain a website. It isn't enough that you built a website, but what is important is that the site you have built is successful, that is what that's going to bring you money.</div><div><br /></div><div>Once you have registered yourself a domain name, make a layout for your website, and if you are not much of graphics person you can get others to build a layout for you. You can also alternatively look into content management systems, which will build the websites for you, and all you have to do is write content. I myself use these CMS's. Earlier, I used to use Coranto, and nowadays I use Movable Type. Either way, it is up to you on how you want to proceed. </div><div><br /></div><div>After you have decided on how to build the website, it is now time to get a web hosting service that will be the home of your domain name. A good hosting service is essential; you can go to websites like webmasterworld, where you can see what hosting service companies are reliable. I myself have been using Servint for the past few years, and although it is expensive, it does the job, and I am more than satisfactory.</div><div><br /></div><div>With the website up and running on the hosting service, it is now time to submit the content that you wrote earlier. Post the content on the website, and make sure you make any changes to the website whether it is visual or any changes in terms of the vision your site is going to pursue. At this point, your site has to be "read" or completely done, and the only thing that it will require additionally from now on would be content. </div><div><br /></div><div>As your website is now ready, make sure you have a sitemap for your site; a sitemap will help your site get indexed faster as all the pages will be listed in one page, so Google or other search engines can easily index your web pages. Once you have your website ready along with your sitemap, it is now time to submit it to Google, or submit a press release so that Google can index your webpage from that press release.</div><div><br /></div><div>Now, don't rush in and start putting ads on your site, wait 2-3 months, yes 2-3 months, and see how your site is progressing , whether it's' traffic has increased or any additional changes that are needed to done. My policy is to not put ads on a site that isn't mature, so the best thing to do would be to wait a while. A lot of people are too wrapped up in making money, and completely ignore the importance of content or anything else, and just wait for the dollars to roll. Instead keep on building new content, so that you won't get distracted by lack of money you are making or haven't succeeded in your venture.</div><div><br /></div><div>The above ideas provided followed carefully should put you in a path of earning significant revenues online. Focus on content instead of website first. Having a good list of articles you are going to write before hand is always helpful as it gives you an idea where your site is headed. Don't rush in and put ads on your site, as it will only get you distracted or discourage you with disappointing results.</div><div><br /></div><div>I hope this article is helpful to you in your money making ventures online!</div><div><br /></div><div><a href="http://blogs.indews.com/business/making_money_online.php">Making Money Online</a></div><div><a href="http://blogs.indews.com/general/college_and_saving_money_ideas.php">College and Saving Money Ideas</a></div><div><br /></div>]]>
    </content>
</entry>

<entry>
    <title>Paying for College and Saving Money</title>
    <link rel="alternate" type="text/html" href="http://www.ryzone.com/financial_editorials/paying_for_college_and_saving_money.php" />
    <id>tag:www.ryzone.com,2009://1.26</id>

    <published>2009-05-22T02:14:03Z</published>
    <updated>2009-05-22T02:22:54Z</updated>

    <summary>Paying for College and Saving MoneyGoing to college is expensive, very expensive. If tuition costs weren&apos;t enough, you have to buy books on top of that, which can cost upwards of $500 in one semester alone. If you take into...</summary>
    <author>
        <name>Ryzone Financial Inc.</name>
        
    </author>
    
        <category term="Financial Editorials" scheme="http://www.sixapart.com/ns/types#category" />
    
    <category term="colllege" label="Colllege" scheme="http://www.sixapart.com/ns/types#tag" />
    <category term="savingmoney" label="Saving Money" scheme="http://www.sixapart.com/ns/types#tag" />
    
    <content type="html" xml:lang="en-US" xml:base="http://www.ryzone.com/">
        <![CDATA[<div><span class="Apple-style-span" style="font-weight: bold;">Paying for College and Saving Money</span></div><div><br /></div><span class="mt-enclosure mt-enclosure-image" style="display: inline;"><img alt="College" src="http://www.ryzone.com/images/college.jpg" width="380" height="380" class="mt-image-left" style="float: left; margin: 0 20px 20px 0;" /></span><div>Going to college is expensive, very expensive. If tuition costs weren't enough, you have to buy books on top of that, which can cost upwards of $500 in one semester alone. If you take into driving costs, if you commute to school, or if you live on campus - dorm costs, food, and other items will make paying for college very expensive. Some of us - like me, stay with their parents to offset the costs of going to college, and in doing so also forgo an experience that you have while living in dorms. Nonetheless, saving money took a priority for me, and by living with parents, I was able to transfer groceries, rent, and other costs to my parents. With that, the only other major expenses that I had were tuition, books, and gas for commuting to school.</div> ]]>
        <![CDATA[<div>I am going to skip the tuition part, as I think each individual's circumstances are different, so I am instead going to focus on books, and commuting to school. For me, I felt that paying for books on top of paying exorbitant tuition fees was just plain robbery. Now, I wouldn't have complained if books weren't that expensive, but college required books are very expensive. A lot of books run into well over $100, it's almost as if the professor has some back door deal with the publishers whereby he or she gets a cut from publisher for using their books. When it was my first college semester, I diligently bought all the required course materials, which cost me about $300 if I remember it correctly. The one thing I noticed was that, I never opened the books at home, and the only time I used the books was while I was in campus. Not only that, I spent most of time on campus rather than at home, so when I did get home, I was usually tired so I rested for the most part - I did not read, study or prepare at home during any time my first semester. I also came to know that the university library had reserve copies of the books that were required in the courses. Essentially, the books that are required reading for me are available on campus for free. On top of that, the libraries of universities usually have multiple copies of the current or previous edition of books that are taught in courses. </div><div><br /></div><div>What this means is that you don't really have to buy the books, all of you to do is make sure you know the syllabus of course before hand. One option would be to make friendship or have a few acquaintances with people who are ahead of you so that you can ask them for the syllabus of the courses you are going to take. With the syllabus on hand, check for the books that are available in your university libraries, and if they are checked in, check those books out, and voila! You don't have to pay a few hundred dollars each semester. Of course, the books would have a due date of a month or two depending on the university policies, but you can renew those books. If your University doesn't allow you to renew the books more than once or twice, what you could do is know people who are in graduate school. Usually, Universities allow graduate students to check out books for an entire semester - Yes, an entire semester. So, having graduate friends can be real helpful in these matters. I had a few graduate friends and they let me check out books, and thus I didn't have to worry about renewing the books or having to return them only to be forced to buy the books half way through the semester.</div><div><br /></div><div>Now, this method is only advisable for courses that are generally required in order to get a degree and are not related to your major. I make it a point to buy my major related course books, whether online or offline. The reason being that you might need these books in the future as a reference and as such would be very handy to you when you forget something and need a quick refresh. Sometimes, internet might not have your issue addressed the way you might want or remember, so a book can be very useful. For my major related courses, I bought them either on Ebay, Amazon, or Half.com.</div><div><br /></div><div>For those of you who commute like me, gas can be a pretty big expensive, especially if you the university is a long drive from your home. One of the ways that you can save money is by car pooling, which is a very general answer. I remember my university ran some sort of car pooling program, where the university or some third party company contracted by the university arranged meetings of people who lived close by to commute to university together. Now, there are quite a few inconveniences of car pooling, especially if you didn't feel like going to campus that day, but you have to go anyway, as someone else is depending on you.  Also, you might have to stay in the university an hour or two longer if the schedules don't sync perfectly. Barring these few annoyances, car pooling can save you money in the long term, especially if gas prices are very high.</div><div><br /></div><div><a href="http://www.marketoutline.com/personal-finance/cash-saving-money-during-economic-hardships.php">Saving Money During Economic Crisis</a></div><div><a href="http://blogs.indews.com/general/college_and_saving_money_ideas.php">College and Money Saving Ideas</a></div><div><a href="http://www.marketoutline.com/">Marketing Outline</a></div><div><a href="http://blogs.indews.com/business/making_money_online.php">Making Money Online</a></div><div><br /></div>]]>
    </content>
</entry>

<entry>
    <title>Increasing Your Savings Each Month</title>
    <link rel="alternate" type="text/html" href="http://www.ryzone.com/news/increasing_your_savings_each_month.php" />
    <id>tag:www.ryzone.com,2009://1.25</id>

    <published>2009-05-18T17:52:17Z</published>
    <updated>2009-05-22T22:32:55Z</updated>

    <summary>Personal Finance - Increasing Your Savings and Making Your Wallet Feel Better Each MonthEconomic hardships force us to make difficult choices, and during these times when there are more job losses, and few new job openings, people are forced to...</summary>
    <author>
        <name>Ryzone Financial Inc.</name>
        
    </author>
    
        <category term="News" scheme="http://www.sixapart.com/ns/types#category" />
    
    <category term="savings" label="Savings" scheme="http://www.sixapart.com/ns/types#tag" />
    
    <content type="html" xml:lang="en-US" xml:base="http://www.ryzone.com/">
        <![CDATA[<p class="MsoNormal"></p><p class="MsoNormal"></p><p class="MsoNormal"><span class="Apple-style-span" style="font-weight: bold;">Personal Finance - Increasing Your Savings and Making Your Wallet Feel Better Each Month</span></p><p class="MsoNormal">Economic hardships force us to make difficult choices, and during these times when there are more job losses, and few new job openings, people are forced to make tough decisions. Although, a lot of economists are seeing a slow recovery possibly by the year end, it nonetheless won't help most people as they will feel the pinch in their wallets every month for a while to come.</p><p class="MsoNormal">There are a few ways once can ease cash crunch, one would be to have a higher paying job or increase in wages. Obviously, at this point that sounds like a cruel joke, as you wouldn't be reading this article if you were about to have a salary hike. Besides having a salary hike, reducing unnecessary spending can save you a few hundred if not even a thousand for some people.</p><p class="MsoNormal"><span class="Apple-style-span" style="font-weight: bold;">Grocery Shopping</span></p><p class="MsoNormal">Some grocery shops for example have discounts on a particular day, and one would save considerably if they were to buy at that store on that particular day. For example, the store I shop for groceries has deep discounts on Wednesday, and are much cheaper than buying at Wal-Mart. This is limited to vegetables, fruits, and related products.</p><div><br /></div><p></p><p></p> ]]>
        <![CDATA[<div><span class="Apple-style-span" style="font-weight: bold;">Increase Your Savings - Increase Savings Guide</span></div><div><br /></div><div><span class="Apple-style-span" style="font-weight: bold;">Gas Consumption</span></div><div><br /></div><div>Using your car effectively can also reduce your consumption of gas. For example driving around 55-60 MPH instead of 75 plus on freeways can add significant amount of savings in terms of less gas being consumed. Also a lot of people just seem to race the moment a red light turns to green, that seems unnecessary and also consumes more gas, instead a steady increase in drive would save you gas. Car pooling is also a good way of saving money, as more people would mean less gas costs to each person. Although people like having their own times and flexibility of doing things, car pooling can save significant amount of money over time.</div><div><br /></div><div><span class="Apple-style-span" style="font-weight: bold;">Increase Savings - Credit Card Bills</span></div><div><br /></div><div>Paying off your credit card debt is also a good way to save extra money each month. A lot of consumers have too many credit cards, and on top of that only pay minimum required payments. This in no way helps the consumer, as for the most part they are paying interest and little if any the principal payment. The result of that is that consumers end up having huge credit cards bills, with large interest payments, and little chance of paying off the principal loan immediately.  I personally pay 10-15% payment in addition to the interest each month, this way, I can see myself paying off my entire credit card loan, and not get swamped with huge interest payment bills each month. It would also be a good idea to have no more than 3 credit cards, as too many credit cards and their usage equals too many payments to track, and increase the possibility of missed payments, even though electronic payment options are now readily available. Keep track of all the credit cards and whether they have been paid or not, are always a mess to manage. </div><div><br /></div><div><span class="Apple-style-span" style="font-weight: bold;">Increase Savings - Traditional Phones</span></div><div><br /></div><div>Other general ways you could save on money include dining out less, putting expensive trips on hold for a while, or going to other cheaper vacation alternatives, switching from high speed cable to DSL, or a fixed line phone to no home phone at all or a VOIP phone like Vonage.</div><div><br /></div><div><a href="http://www.marketoutline.com/personal-finance/cash-saving-money-during-economic-hardships.php">Saving Money During Economic Crisis</a></div><div><a href="http://www.marketoutline.com/">Marketing Plan</a></div>]]>
    </content>
</entry>

<entry>
    <title>New Layout for Ryzone Financial Inc</title>
    <link rel="alternate" type="text/html" href="http://www.ryzone.com/news/new_layout_for_ryzone_financial_inc.php" />
    <id>tag:www.ryzone.com,2009://1.22</id>

    <published>2009-04-09T22:41:31Z</published>
    <updated>2009-04-09T22:42:13Z</updated>

    <summary>New Layout for Ryzone Financial IncAs most of you have already noticed, Ryzone Financial Inc&apos;s main website already has a new refreshed layout. The layout is the same as Ryzone Stock Quotes, as we are moving towards uniformity. The layout...</summary>
    <author>
        <name>Ryzone Financial Inc.</name>
        
    </author>
    
        <category term="News" scheme="http://www.sixapart.com/ns/types#category" />
    
    <category term="layout" label="Layout" scheme="http://www.sixapart.com/ns/types#tag" />
    <category term="ryzone" label="Ryzone" scheme="http://www.sixapart.com/ns/types#tag" />
    
    <content type="html" xml:lang="en-US" xml:base="http://www.ryzone.com/">
        <![CDATA[<div><span class="Apple-style-span" style="font-weight: bold;">New Layout for Ryzone Financial Inc</span></div><div><br /></div><div>As most of you have already noticed, Ryzone Financial Inc's main website already has a new refreshed layout. The layout is the same as Ryzone Stock Quotes, as we are moving towards uniformity. The layout will applied to the rest of the site today. There will still be some minor font changes that will be applied later on. Nonetheless, what you see is that final version of our new layout, and will be so for a while to come.</div><div><br /></div><div>I am still working on stock histories of various firms, and will publish them when they are ready, until then please bear with us. I am aware that Stock History  of Public Corporations are one of the biggest draws to our website, and we apologize for the delay.</div><div><br /></div><div>Thanks</div> ]]>
        
    </content>
</entry>

<entry>
    <title>Ryzone Finacial Stock Quotes has a Face Lift</title>
    <link rel="alternate" type="text/html" href="http://www.ryzone.com/news/ryzone_finacial_stock_quotes_has_a_face_lift.php" />
    <id>tag:www.ryzone.com,2009://1.21</id>

    <published>2009-04-09T18:51:43Z</published>
    <updated>2009-05-04T04:20:36Z</updated>

    <summary> New layout at Ryzone Financial Stock Quotes. I have mentioned earlier that there would be changes in Ryzone Site&apos;s layout, and those changes have come to fruitation. This is Ryzone Financial Stock Quotes second avatar so to speak. There...</summary>
    <author>
        <name>Ryzone Financial Inc.</name>
        
    </author>
    
        <category term="News" scheme="http://www.sixapart.com/ns/types#category" />
    
    <category term="ryzone" label="Ryzone" scheme="http://www.sixapart.com/ns/types#tag" />
    <category term="stockquotes" label="Stock Quotes" scheme="http://www.sixapart.com/ns/types#tag" />
    
    <content type="html" xml:lang="en-US" xml:base="http://www.ryzone.com/">
        <![CDATA[<p><strong> New layout at <a href="http://stockquotes.ryzone.com/">Ryzone Financial Stock Quotes</a>.</strong><br />
I have mentioned earlier that there would be changes in Ryzone Site's layout, and those changes have come to fruitation. This is Ryzone Financial Stock Quotes second avatar so to speak. There was an another updated layout only month ago, but I have decided to do away with it as it was too bland and unappealing.<br />
I believe the current new layout gives a pleasant welcome to all of our viewers and will be pleased as well. There might be a few more text changes as I am not that satisfied with current font of the text. <br />
</p>]]>
        <![CDATA[<p>

In regards to content, I am trying to add competitor links to each companies' pages, as this would help people know who the competitors are and how they are doing. I am hoping to implement this in all of the pages, including <a href="http://stockquotes.ryzone.com/balance-sheet/">Balance Sheet</a>, <a href="http://stockquotes.ryzone.com/income-statement/">Income Statement</a>, <a href="http://stockquotes.ryzone.com/address/">Mailing Address and SIC Code</a>, <a href="http://stockquotes.ryzone.com/financial-statistics/">Key Financial Ratios and Statistics</a>, and <a href="http://stockquotes.ryzone.com/company-profile/">Company Profile</a>.<br />
Below are some Income Statement Pages provided by Ryzone Financial Stock Quotes<br />
<a href="http://stockquotes.ryzone.com/income-statement/msft-5.php">Microsoft Corporation Income Statement</a><br />
<a href="http://stockquotes.ryzone.com/income-statement/intc-5.php">Intel Corporation Income Statement</a><br />
<a href="http://stockquotes.ryzone.com/income-statement/aapl-5.php">Apple Inc. Income Statement</a><br />
<a href="http://stockquotes.ryzone.com/income-statement/goog-5.php">Google Inc. Income Statement</a><br />
<a href="http://stockquotes.ryzone.com/income-statement/yhoo-3.php">Yahoo! Inc. Income Statement</a><br />
<a href="http://stockquotes.ryzone.com/income-statement/ebay-5.php">eBay Inc. Income Statement</a><br />
<a href="http://stockquotes.ryzone.com/income-statement/dell-5.php">Dell Inc. Income Statement</a><br />
<a href="http://stockquotes.ryzone.com/income-statement/csco-5.php">Cisco Systems, Inc. Income Statement</a><br />
</p>]]>
    </content>
</entry>

<entry>
    <title>Ryzone Stock Quotes Updated</title>
    <link rel="alternate" type="text/html" href="http://www.ryzone.com/news/ryzone_stock_quotes_updated.php" />
    <id>tag:www.ryzone.com,2009://1.20</id>

    <published>2009-04-07T23:32:41Z</published>
    <updated>2009-04-07T23:37:40Z</updated>

    <summary>Ryzone Stock Quotes UpdatedI would like to inform that Ryzone Stock Quotes has been updated. Some of the changes include, more navigation friendly links, addition of Balance Sheet, Income Statement, Mailing Address and SIC Code, Key Financial Ratios and Statistics,...</summary>
    <author>
        <name>Ryzone Financial Inc.</name>
        
    </author>
    
        <category term="News" scheme="http://www.sixapart.com/ns/types#category" />
    
    <category term="stockquotes" label="Stock Quotes" scheme="http://www.sixapart.com/ns/types#tag" />
    
    <content type="html" xml:lang="en-US" xml:base="http://www.ryzone.com/">
        <![CDATA[<div>Ryzone Stock Quotes Updated</div><div><br /></div><div>I would like to inform that <a href="http://stockquotes.ryzone.com/">Ryzone Stock Quotes</a> has been updated. Some of the changes include, more navigation friendly links, addition of <a href="http://stockquotes.ryzone.com/balance-sheet/">Balance Sheet</a>, <a href="http://stockquotes.ryzone.com/income-statement/">Income Statement</a>, <a href="http://stockquotes.ryzone.com/address/">Mailing Address and SIC Code</a>, <a href="http://stockquotes.ryzone.com/financial-statistics/">Key Financial Ratios and Statistics</a>, and <a href="http://stockquotes.ryzone.com/company-profile/">Company Profile</a> links to each stock pages.</div><div><br /></div> ]]>
        <![CDATA[<div>We will also be rolling out a new layout for the entire Ryzone Financial site, include the main ryzone.com website, and stockquotes.ryzone.com website as well. Our NYSE stock quotes will be added soon as well, there has been a few delays in that regard but they will be sorted out and those stocks will be listed in our site as well.</div><div><br /></div><div>A full list of Ryzone Stock Quotes can be viewed at the <a href="http://stockquotes.ryzone.com/sitemap.xml">Sitemap</a></div><div><br /></div><div>A sample of most visited Stocks<br /> 
<ul> 
<li><a href="http://stockquotes.ryzone.com/msft.php">Microsoft Stock Price</a></li> 
<li><a href="http://stockquotes.ryzone.com/intc.php">Intel Stock Price</a></li> 
<li><a href="http://stockquotes.ryzone.com/aapl.php">Apple Stock Price</a></li> 
<li><a href="http://stockquotes.ryzone.com/goog.php">Google Stock Price</a></li> 
<li><a href="http://stockquotes.ryzone.com/yhoo.php">Yahoo! Stock Price</a></li> 
<li><a href="http://stockquotes.ryzone.com/siri.php">Sirius Stock Price</a></li> 
<li><a href="http://stockquotes.ryzone.com/ebay.php">eBay Stock Price</a></li> 
<li><a href="http://stockquotes.ryzone.com/dell.php">Dell Stock Price</a></li> 
<li><a href="http://stockquotes.ryzone.com/csco.php">Cisco Stock Price</a></li> 
</ul></div><div><br /></div><div>Thanks,</div><div><br /></div><div><a href="http://www.ryzone.com/">Ryzone Financial</a></div>]]>
    </content>
</entry>

<entry>
    <title>Mortogage Finance Tools Added</title>
    <link rel="alternate" type="text/html" href="http://www.ryzone.com/news/mortogage_finance_tools_added.php" />
    <id>tag:www.ryzone.com,2009://1.19</id>

    <published>2009-03-26T02:53:38Z</published>
    <updated>2009-03-26T02:55:28Z</updated>

    <summary>Mortogage Finance Tools - Calculator AddedAs part of our increased offerings, we have just added Mortgage Financial Calculator. With this new calculator you will able to calculate how much your purchase of home is going to cost. We will be...</summary>
    <author>
        <name>Ryzone Financial Inc.</name>
        
    </author>
    
        <category term="News" scheme="http://www.sixapart.com/ns/types#category" />
    
    <category term="mortgagecalculator" label="Mortgage Calculator" scheme="http://www.sixapart.com/ns/types#tag" />
    <category term="stockperformance" label="Stock Performance" scheme="http://www.sixapart.com/ns/types#tag" />
    <category term="stockquotes" label="Stock Quotes" scheme="http://www.sixapart.com/ns/types#tag" />
    
    <content type="html" xml:lang="en-US" xml:base="http://www.ryzone.com/">
        <![CDATA[<div>Mortogage Finance Tools - Calculator Added</div><div><br /></div><div>As part of our increased offerings, we have just added <a href="http://www.ryzone.com/mortgage_calculator.php">Mortgage Financial Calculator</a>. With this new calculator you will able to calculate how much your purchase of home is going to cost. We will be adding quite a few more financial tools in the coming days, along with numerous stock histories of various corporations that have been constantly delated (we sincerely apologize for those delays). </div><div><br /></div><div>Starting tomorrow we will be adding stock histories of the following corporations:</div><div><br /></div><div>Boeing Stock Price History</div><div><br /></div><div>GE Stock News</div><div><br /></div><div>visa stock price history</div><div><br /></div><div>AT&amp;T stock price</div><div><br /></div><div>IBM stock Price history</div><div><br /></div><div>Home Depot Stock Price</div><div><br /></div><div>bank of america stock price history</div><div><br /></div><div>Ford Stock History</div><div><br /></div><div>walmart stock history</div><div><br /></div><div>citigroup stock price</div><div><br /></div><div>Microsoft Stock Price History</div><div><br /></div><div>toyota stock price history</div><div><br /></div><div>Ebay Stock Price History</div><div><br /></div><div><br /></div><div>Procter &amp; Game Stock</div><div><br /></div><div>Exxon Mobil Stock</div><div><br /></div><div><br /></div><div>Besides that, we would also like you to check our <a href="http://stockquotes.ryzone.com/">Ryzone Stock Quotes</a> Website. The site offers stock quotes of various NASDAQ listed corporations along with their balance sheets, cash flows, income state, and various other corporate fundamental data. NYSE listed stocks will be soon added to the site's database as well.</div><div><br /></div><div>Thanks.</div> ]]>
        
    </content>
</entry>

<entry>
    <title>Ryzone Stock Quotes Website Launched</title>
    <link rel="alternate" type="text/html" href="http://www.ryzone.com/news/ryzone_stock_quotes_website_launched.php" />
    <id>tag:www.ryzone.com,2009://1.17</id>

    <published>2009-01-31T04:08:19Z</published>
    <updated>2009-01-31T04:12:03Z</updated>

    <summary>Ryzone Finacial Sister Site, Ryzone Stock Quotes Goes Live.We would like to announce you that a companion site for Ryzone Financial has just been launched. The new site is called Ryzone Stock Quotes, and as it&apos;s name suggests it provides...</summary>
    <author>
        <name>Ryzone Financial Inc.</name>
        
    </author>
    
        <category term="News" scheme="http://www.sixapart.com/ns/types#category" />
    
    
    <content type="html" xml:lang="en-US" xml:base="http://www.ryzone.com/">
        <![CDATA[<div>Ryzone Finacial Sister Site, <a href="http://stockquotes.ryzone.com/">Ryzone Stock Quotes</a> Goes Live.</div><div><br /></div><div>We would like to announce you that a companion site for Ryzone Financial has just been launched. The new site is called <a href="http://stockquotes.ryzone.com/">Ryzone Stock Quotes</a>, and as it's name suggests it provides Stock Quotes for various publicly traded companies. Right now our stock quotes offering is limited to NASDAQ listed coroporations, but we are working overtime to add NYSE and other world exchanges.</div><div><br /></div> ]]>
        <![CDATA[<div>Our future additions to the stock quotes include adding fundamental data, financial details, and other information about corporations. We do not see this site competing with Yahoo Finance or Google Finance, but what we hope is to carve out a niche in the Financial Web. The site will move from its present General focus, to a more niche oriented audience, and you the Visitors will be the first to know as we evolve to our newer form.</div><div><br /></div><div>Until then, we welcome to you join in and use our site to the best of its abilities.</div><div><br /></div><div>Thanks,</div><div><br /></div><div><a href="http://www.ryzone.com/">Ryzone Group</a></div>]]>
    </content>
</entry>

<entry>
    <title>Coca Cola Stock History Company Info News Events</title>
    <link rel="alternate" type="text/html" href="http://www.ryzone.com/stock_history/coca_cola_stock_history_company_info_news_events.php" />
    <id>tag:www.ryzone.com,2008://1.16</id>

    <published>2008-11-16T04:06:23Z</published>
    <updated>2009-05-28T00:44:09Z</updated>

    <summary>Coca Cola Stock HistoryImage Caption: Coca Cola Company LogoOff Topic Rambling: It seems that financial woes affecting the economy haven&apos;t seen its end. Yesterday, the Dow closed down almost 338 points or 3.82%. This week, the retail industry carried all...</summary>
    <author>
        <name>Ryzone Financial Inc.</name>
        
    </author>
    
        <category term="Stock History" scheme="http://www.sixapart.com/ns/types#category" />
    
    <category term="cocacola" label="Coca Cola" scheme="http://www.sixapart.com/ns/types#tag" />
    
    <content type="html" xml:lang="en-US" xml:base="http://www.ryzone.com/">
        <![CDATA[<div><span class="Apple-style-span" style="font-weight: bold;">Coca Cola Stock History</span></div><div><span class="Apple-style-span" style="font-weight: bold;"><br /></span></div><div>Image Caption: <span class="Apple-style-span" style="font-weight: bold;">Coca Cola Company Logo</span></div><div><br /></div><span class="mt-enclosure mt-enclosure-image" style="display: inline;"><img alt="Coca Cola Logo" src="http://www.ryzone.com/images/CocaColaLogo.gif" width="215" height="215" class="mt-image-left" style="float: left; margin: 0 20px 20px 0;" /></span><div>Off Topic Rambling: It seems that financial woes affecting the economy haven't seen its end. Yesterday, the Dow closed down almost 338 points or 3.82%. This week, the retail industry carried all the doom and gloom signs.</div><div><br /></div><div><span class="Apple-style-span" style="font-weight: bold;">Coca Cola Stock History, News Events, and Rivals</span></div><div><br /></div><div>Today's topic of discussion is the stock history of Coca Cola Company. This is one company that every human even in the most remote part of the earth must have heard or seen it (I am sure the movie Gods' must be crazy would vouch for its influence). Coca Cola is without a doubt one of the most recognizable brands in the world. It is sold in almost every country, and is undoubtedly the most  popular soft drink in the world. I am not going to bother bringing up facts to backup my assertions because, I would consider it as common knowledge. Regardless, I checked up (just to satisfy any doubters), and according to Business Week - Coca Cola Classic is the best selling soft drink in the world. Even with the economic slowdown, the diversity of Coca Cola's business - with interests in all geographic regions, it is possible that the global economic slow down wouldn't be that severe on Coca Cola, and the softening of commodity prices would definitely help coca cola's margins.</div><div><br /></div> ]]>
        <![CDATA[<div><span class="Apple-style-span" style="font-weight: bold;">Coca-Cola Company Stock History Contd.</span></div><div><span class="Apple-style-span" style="font-weight: bold;"><br /></span></div><div><span class="Apple-style-span" style="font-weight: bold;">Coca Cola Stock History Overview</span></div><div><br /></div><div>This report will discuss the stock performance of Coca Cola company over the year to date, its highs and lows, how it's stock performed against its rivals, and recent news events. </div><div><br /></div><div><span class="Apple-style-span" style="font-weight: bold;">Coca Cola Company News</span></div><div><br /></div><div>In recent months (September 3, 2008), Coca Cola Company offered to buy Chinese Juice maker Huiyan Juice Group for $2.4 billion, and the third quarter of Coca Cola Company's profit rose by 14% due to international sales, and its shares rose by 48 cents and was the only gainer in the Dow Jones. The stock closed at $44.21 (This was on October 15).</div><div><br /></div><div><span class="Apple-style-span" style="font-weight: bold;">Coca Cola General Stock History Information</span></div><div><br /></div><div><span class="Apple-style-span" style="font-weight: bold;">Coca-Cola Company Ticker Symbol</span> - KO</div><div><br /></div><div>On November 14, Coca-Cola Stock closed at $45.02, down $1.26 or 2.72. The stock went as high as $47.18, and a low of $44.98. The stock had a volume of 16.69 million, which is approximately 2 million short of its average volume of 18.67 million. The company has a market capital of $104 billion, with 2.31 billion (with a B) shares floating. Of these shares 65% are institution owned, and the stock has a beta of .72, implying that the stock is less volatile than the market. Some of the major institutional holders of Cocal Cola Stock include Berkshire Hathaway, Suntrust Banks, Barclays Global Investor UK Holdings, Capital World Investors, State Street Corporation, Vanguard Group, FMR, Bank of New York Mellon, AXA, and Grantham Mayo Van Otterloo. Some of the bigger mutual fund holders of the stock include Washinton Mutual Fund Ivestors, Fidelity Contrafund, Vanguard 500 Index fund, College Retirement Equities Fund, Capital World Growth and Income Fund, American Balanced Fund, and GMO U.S. Quality Equity Fund. As of June 30th of 2008, Berkshire Hathaway held approximately 200 million shares of Coca Cola, making it by far the biggest institutional holders. For its stock recommendations among analysts, 4 Analysts recommend "Strong Buy" (down 1), 7 recommend "Buy" rating (No Change), and 3 recommend a "Hold" rating (up 1 since last month).</div><div><br /></div><div><span class="Apple-style-span" style="font-weight: bold;">Year to Date Coca Cola Company Stock History</span></div><div><span class="Apple-style-span" style="font-weight: bold;"><br /></span></div><div><span class="Apple-style-span" style="font-weight: bold;"><span class="mt-enclosure mt-enclosure-image" style="display: inline;"><a href="http://www.ryzone.com/images/CocaCola_Nov14StockHistory.jpg"><img alt="Coca Cola Stock Performance Nov 14" src="http://www.ryzone.com/assets_c/2008/11/CocaCola_Nov14StockHistory-thumb-500x154.jpg" width="500" height="154" class="mt-image-center" style="text-align: center; display: block; margin: 0 auto 20px;" /></a></span></span></div><div><br /></div><div>For the year to date, Coca Cola Company lost 26.64% of its market value or $16.35 as of November 14. The company's stock debuted the year at a price of $61.07 on Januar 2nd, and a gradual rise until January 10. The stock traded around $58 for the entire months of February, March, April, and May. Post-May, Coca Cola stock gradualy lost its price, and throughout July, August, and September traded around $51-$54. Starting October Coca Cola stock began to see its stock value fall dramatically, and posted its lowest year to date on October 10, with a stock price of $41.50. In the current year, the company gave a dividend of $0.38 3 times in March, June, and September.</div><div><br /></div><div><span class="Apple-style-span" style="font-weight: bold;">Cola Wars : Coca Cola Company Stock Vs PepsiCo Dr Pepper Snapple Group and Hansen Natural </span></div><div><br /></div><div>In Cola Wars Stock Performance Competition, Coca Cola's Stock comes out top losing only approx 27% of its market value. The biggest loser among beverages was Hansen Natuaral Corporation losing a whopping 43% of its stock market value. Hansen Natural Corporation is known for brand names such as Monster Energy, Lost Energy and Ace. Pepsi, Coca Cola's biggest competitor saw its stock lose 29% of its value, marginally close to Coca Cola's stock performance. Dr Pepper saw its stock value fall by 31%, mirroring Pepsi's loss. Compared to Nasdaq, Coca Cola fared better losing 27%, while Nasdaq lost about 43%. The Graph Above shows the stock performance of Coca Cola, PepsiCo, Dr Pepper, and Hansen Natural.</div><div><br /></div>]]>
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<entry>
    <title>GM Stock History</title>
    <link rel="alternate" type="text/html" href="http://www.ryzone.com/stock_history/gm_stock_history.php" />
    <id>tag:www.ryzone.com,2008://1.15</id>

    <published>2008-11-03T04:52:16Z</published>
    <updated>2010-01-25T00:51:43Z</updated>

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<p class="MsoNormal"><b style="">General Motors (GM)
Stock History, News, Price<o:p></o:p></b></p>





<p class="MsoNormal"><o:p>&nbsp;</o:p></p><span class="mt-enclosure mt-enclosure-image" style="display: inline;"><img alt="GM" src="http://www.ryzone.com/images/GM.jpg" class="mt-image-left" style="margin: 0pt 20px 20px 0pt; float: left;" width="50" height="50" /></span><p class="MsoNormal">There was a time when it was considered, I am going to
paraphrase it - "What was good for GM, was good for America". Even
though the said quote was misquoted, it nonetheless shows how powerful GM was
at its prime, and my how far have things fallen. Here is GM begging to the
Treasury department asking it for $10 billion to finance its Chrysler deal.
Here is a company that was so huge that it's size could be registered as a % of
American Economy, could even face bankruptcy in 2 years. GM and Detroit Automakers
have so heavily relied on trucks and SUVs' to profit, had to see their earnings
vanish due to high gas prices. Now, even though gas prices have now fallen, the
fate of GM is still a big question mark. </p>

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<p class="MsoNormal"><b style="">GM Stock News<o:p></o:p></b></p>





<p class="MsoNormal"><o:p>&nbsp;</o:p>GM possibly looks to be the lead negotiator in acquiring
Chrysler from Cerberus Capital Management LP. Personally, the deal doesn't make
any sense to me, there are way too many overlaps, and to me it just seems to be
a destruction of Chrysler, and the only brand in Chrysler that seems to be viable
seems Jeep, and GM already has its hands full with Hummer. Are we witnessing
another disastrous marriage? I guess Chrysler is a widow maker, and I am won't
be too surprised if the merger happens and a few years down the road, GM
regrets making the purchase.<br /><o:p> </o:p></p><p class="MsoNormal"><o:p><b>Chevy Volt Concept Design</b>: Pictured Right<br /></o:p></p>



<span class="mt-enclosure mt-enclosure-image" style="display: inline;"><img alt="Chevy Volt" src="http://www.ryzone.com/images/ChevyVolt.jpg" class="mt-image-right" style="margin: 0pt 0pt 20px 20px; float: right;" width="274" height="314" /></span><p class="MsoNormal">One of the bright spots, at least in perspective is the
Chevy Volt. Chevy Volt is a hybrid car that is expected to debut in year 2010.
Although, I have never owned any GM vehicle, nor does any of their vehicles
real interest me (in terms of buying), this is one vehicle I would certainly
try to get my hands on. I don't know what drove GM to scrap its EV1 Electric
Vehicle, I hope GM doesn't follow or make such foolish decisions again. More
importantly, GM should not lose its sight in lieu of falling gas prices;
instead it should focus on producing vehicles that rely on alternate sources of
energy. This would ensure that General Motors (GM) bottom line isn't at mercy
of gas prices. The reason SUVs are popular because, people like them - they are
flexible, and have huge spaces. GM should focus on bringing SUVs on the lines
of Chevy Volt. I am sure; people wouldn't discriminate against a Green SUV.<o:p> <br /></o:p></p>



<p class="MsoNormal">I know this is a bit of an off-topic but, why hasn't anybody
covered the onslaught of Chinese automakers planning to enter US market? I
don't know when the Chinese automakers plan to enter US (probably pushed back
due to weakening economy), but GM should take into account the competition Chinese
automakers can give, especially in such a down economy, people might not be so
hesitant to buy an automobile names "Chery". Some of the Chinese
automakers include Chery, Geely and Shanghai Automotive Industry Corp.<o:p> <br /></o:p></p>



<p class="MsoNormal"><b style="">General Motors - GM
Stock History</b><o:p> <br /></o:p></p>



<p class="MsoNormal">I will be discussing GM stock's history for the current year
to date, some major news events that affected the price of its stock, how its
competitors Like Ford Motor, Toyoto Motor, Daimler, Chrysler, Nissan, Honda,
and Kia are doing. The article will also report key financial ratios of General
Motors (GM), and its major share holders.<o:p> <br /></o:p></p>



<p class="MsoNormal"><b style="">General Motors
Corporation</b><o:p> <br /></o:p></p>



<p class="MsoNormal"><b style="">Ticker Symbol</b>: GM<o:p>&nbsp;</o:p></p>



<p class="MsoNormal">Last Trading Session GM Stock Activity: On October 31st,
General Motors Corporation stock closed at $5.79. The Stock opened at $5.92,
went up as high as $6.07, and a low of $5.69 in late trading session. In After
Hours Trading, GM stock was up 2.42% at $5.92. The company's shares changed
hands about 18.14 million times, and in Early Trading before market opened, GM
went as low as $5.62.<o:p> <br /></o:p></p>



<p class="MsoNormal"><b style="">General Motors
Corporation Stock Info</b><o:p> <br /></o:p></p>



<p class="MsoNormal">General Motors has a market capital of $3.28 billion. GM
stock's 52 Week high shows how far GM has fallen. At its 52 Week High, GM stock
traded at an unbelievable price of $39.45! The current trading price? 5.79!
Wow? Whoever had GM stock as a major part of their portfolio must have lost
huge fortunes! The company's 52 Week Low stood at $4.00, not surprising looking
at the current stock price. On average GM stock has a volume of 28.23 million,
and a beta of 1.75, which means that GM stock is 75% more volatile than the
market. There are about 566 millions share floating, and 95% of them are
institution owned - a pretty high number.<o:p> <br /></o:p></p>



<p class="MsoNormal">Among institutional holders, Dodge &amp; Cox, Southeastern
Asset Management, Brandes Investment, AXA, Capital Research Global Investors,
and Credit Suisse make some of the biggest institutional holders. Capital
Research Global Investors, Capital World Growth and Income Fund, Long Leaf
Partners Fund, Dodge &amp; Cox Balanced Fund, and Capital Income Builder are
some of the major mutual fund holders.<o:p> <br /></o:p></p>



<p class="MsoNormal"><b style="">General Motors (GM)
Stock Performance / GM Stock History</b><o:p> <br /></o:p></p>



<p class="MsoNormal">General Motors stock started the year at $24.41, and went
through a gradual decline after reaching a 2008 year high of $28.98 in February
1. Believe it or not, this company actually handed out dividends the first two quarters!
How the hell on earth a company strapped for cash, and in huge debt hand out
dividends? The dividends were $0.25 a share. I mean were they worried that GM
stock was going to crash if they didn't pay the dividends? I think they don't
have to worry about that now; GM stock is well on its way. Of all the major Car
Manufacturers, GM stock suffered the most, losing a whopping 76% of its market
value. Honda Motors and Toyota Motor Corporation fare the best losing only in
mid 20s.<o:p> <br /></o:p></p>



<p class="MsoNormal"><b style="">The Matchup - General
Motors, Toyota Motor Corporation, Ford Motor Company, Daimler AG, Nissan Motor,
and Honda Motor.</b><o:p><br /></o:p></p>



<p class="MsoNormal">As said earlier, General Motors lost the biggest. Its stock
value dropped by 76%. The closes losers to GM were Daimler AG and <a href="http://blogs.indews.com/business/ford_stock.php">Ford Stock</a>. Both companies lost 64% and 67% respectively. The two Japanese
companies, Honda Motor and Toyota seemed to have fared better, but the same
cannot be said be about Nissan. Toyota Motor lost 28% of its stock market
value, while Honda Motor lost 25%, and Nissan lost 56% - if you could say,
comparable to American Automobile Corporations.<o:p> <br /></o:p></p>

<p class="MsoNormal">In the graph below, you can see how these corporations'
stock performed for the year to date.</p>

<span class="mt-enclosure mt-enclosure-image" style="display: inline;"><a href="http://www.ryzone.com/images/GM-CompetitorsOCT31.jpg"><img alt="GM Competitors OCT 31" src="http://www.ryzone.com/assets_c/2008/11/GM-CompetitorsOCT31-thumb-500x185.jpg" class="mt-image-center" style="margin: 0pt auto 20px; text-align: center; display: block;" width="500" height="185" /></a></span><p class="MsoNormal"><o:p>&nbsp;</o:p></p>



<p class="MsoNormal"><b style="">General Motors and
Auto &amp; Truck Manufacturers</b><o:p> <br /></o:p></p>

<p class="MsoNormal">Compared against the industry, Auto &amp; Manufacturers
industry has a whole lost about 49% of its value, a lot better than General
Motors. S&amp;P 500 also performed better than General Motors. It can be easily
said that rising gas prices acutely affected the car manufacturing industry,
hence such intense loss in its market value.</p>]]>
    </content>
</entry>

<entry>
    <title>Apple Stock - Price, History, News, and Performance</title>
    <link rel="alternate" type="text/html" href="http://www.ryzone.com/stock_history/apple_stock_-_price_history_news_and_performance.php" />
    <id>tag:www.ryzone.com,2008://1.14</id>

    <published>2008-11-02T02:42:05Z</published>
    <updated>2009-05-31T18:40:21Z</updated>

    <summary>Apple Stock News / Rambling / Apple SharesPictured: Steve Jobs, Overlord of Apple, Inc. Who doesn&apos;t know Apple? Wherever Apple Goes, a new &quot;innovative&quot; product comes up. Love it or Hate it (mostly the later for me), Apple revolutionizes the...</summary>
    <author>
        <name>Ryzone Financial Inc.</name>
        
    </author>
    
        <category term="Stock History" scheme="http://www.sixapart.com/ns/types#category" />
    
    <category term="apple" label="Apple" scheme="http://www.sixapart.com/ns/types#tag" />
    <category term="stockperformance" label="Stock Performance" scheme="http://www.sixapart.com/ns/types#tag" />
    
    <content type="html" xml:lang="en-US" xml:base="http://www.ryzone.com/">
        <![CDATA[<p class="MsoNormal"><b style="">Apple Stock News</b>
/ <b style="">Rambling / Apple Shares</b></p><p class="MsoNormal"><span class="Apple-style-span" style="font-weight: bold;"><br /></span></p><p class="MsoNormal">Pictured: <span class="Apple-style-span" style="font-weight: bold;">Steve Jobs, Overlord of Apple, Inc.</span></p>

<span class="mt-enclosure mt-enclosure-image" style="display: inline;"><img alt="Steve Jobs" src="http://www.ryzone.com/images/SteveJobs.jpg" class="mt-image-left" style="margin: 0pt 20px 20px 0pt; float: left;" width="300" height="376" /></span><p class="MsoNormal">Who doesn't know Apple? Wherever Apple Goes, a new
"innovative" product comes up. Love it or Hate it (mostly the later
for me), Apple revolutionizes the industry it enters in. The iPod and iPhone
are the latest examples of what Apple could achieve if it set its mind to.
Right now, about every phone maker out there is trying their best to bring out
the perfect imitator to the Iphone, and although many have come close, no one
has beat it (I am strongly rooting for a Phone based on Google Android to beat
Apple). As you may have figured it out by now, I am no fan of Apple, although I
do enjoy their products, have been an owner of Ipod for a long, long time, but
there are quite a few things about that annoys me - one of them being how they
tried to sneakily get windows users to install Apple Safari browser in disguise
of an update to Itunes (That must have sure got the folks at Mozilla and
Microsoft all riled up). <br /></p> ]]>
        <![CDATA[<p class="MsoNormal"><b><a href="http://www.ryzone.com/stock_history/apple_stock_-_price_history_news_and_performance.php">Apple Stock News</a> Contd. Apple Shares</b><br /></p><p class="MsoNormal">Nonetheless, this article isn't about me reporting my
annoyances with Apple, rather it is to talk about Apple's stock performance for
the year to date, some relevant and important news, and history of Apple Stock
along with some corporate information regarding the company.</p><p class="MsoNormal"><br /></p><p class="MsoNormal">In this article I will discuss how Apple Inc's stock fared
this year, how its competitors like Microsoft and Google performed. I will also
<b style="">compare Apple's stock performance</b>
with Dow Jones, NASDAQ,<span style="">  </span>SAP 500, and the
technology industry.</p>

<p class="MsoNormal"><o:p> </o:p></p><p class="MsoNormal">Pictured Below: <span class="Apple-style-span" style="font-weight: bold;">Apple Inc Logo</span></p>

<span class="mt-enclosure mt-enclosure-image" style="display: inline;"><img alt="Apple Logo" src="http://www.ryzone.com/images/AppleLogo.png" class="mt-image-left" style="margin: 0pt 20px 20px 0pt; float: left;" width="50" height="49" /></span><p class="MsoNormal"><b style="">Apple Inc. Company Basics<o:p></o:p></b></p>

<p class="MsoNormal">Company Name: Apple Inc.</p>

<p class="MsoNormal"><b style="">Ticker Symbol</b>: AAPL</p><p class="MsoNormal">On October 31st, Apple Inc's stock closed at $107.59, down
$3.45. The stock opened at $107.37, reached a high of $110.78, and a low of
$105.14. For the day, 59.29 million shares changed hand - fairly well traded
company on NASDAQ exchange. Apple Inc has a Market Capital of $95.57 billion,
and a 52 Week high of $202.96, and an all time 52-week low of $85. The stock
has a beta of 2.62, meaning the company's stock is 162% more volatile than the
market. About 888 million shares are public, of which 66% are owned by
institutions. As of 13th August, Steve Jobs owned approximately 5.5 million
shares in Apple. FMR, Barclays, State Street, Northern Trust, Bank of New York
Mellon are some of the major institutional holders. Growth fund of America,
Fidelity Contrafund, SPDR Trust Series 1, Janus Twenty Fund, and College
Retirement Equities Fund are some of the major mutual fund holders. Apple Inc
does not issue any dividends, and the last time it offered a dividend was in
1995. The last time Apple stock was split was in February 2005.About 2.8% of
shares that are floated are shorted, which comes to 24.2 million shares (this
is as of October 10).</p>

<p class="MsoNormal"><b style="">Apple Stock
Performance Year to Date - Apple Shares<o:p></o:p></b></p>

<p class="MsoNormal">The last 3 months saw a gradual decline in stock price of
Apple. Apple's stock saw also a gradual decline from the beginning of the year
to early march. From March, Apple Inc saw its stock rise steadily until June.
From June, Apple saw a modest drop in its stock price August. Apple Inc.
started the year at $194.84, and ended yesterday at $107.59. For year 2008
(until OCT 31), Apple's stock high for the year, was its closing price of the
first day of 2008, $194.93. The stock tested its low only recently, with $88.74
on October 9. For the year, Apple's stock declined by 45.68% or $90.49. Apple's
decline in its stock price was comparable to Google, which had a decline of
48%, Dell, which declined by 50%, and Research In Motion (RIMM) which an even
steeper decline of 55%.</p>

<p class="MsoNormal"><b style="">Apple Inc Vs Google,
Microsoft, Hewlett-Packard, Dell, and Research In Motion.<o:p></o:p></b></p>

<p class="MsoNormal">Among Apple's competitors, Apple's stock performance would
be moderate (in terms of losing less). As stated before, Apple lost about 46%
of its stock price. Google was close to Apple Inc's stock performance, losing
about 48% of its value. Of all the 6 companies, Hewlett-Packard fared the best,
losing only 24% of its value. Research in Motion along with Dell both lost over
50% of their stock price. Dell lost about 50%, while Research in Motion lost
about 55.5%. Microsoft on the other hand lost about 37% of its stock price. </p><p class="MsoNormal"><br /></p><p class="MsoNormal">The
image below will show these 6 companies performed for the year to date.</p>

<span class="mt-enclosure mt-enclosure-image" style="display: inline;"><a href="http://www.ryzone.com/images/Apple-CompetitorsOct31.jpg"><img alt="Apple Competitors - Oct 31" src="http://www.ryzone.com/assets_c/2008/11/Apple-CompetitorsOct31-thumb-500x188.jpg" class="mt-image-center" style="margin: 0pt auto 20px; text-align: center; display: block;" width="500" height="188" /></a></span><p class="MsoNormal"><o:p> </o:p></p><p class="MsoNormal"><br /></p>

<p class="MsoNormal"><b style="">Apple Shares Vs Computer
Hardware Industry and Major Indexes<o:p></o:p></b></p>

<p class="MsoNormal">Compared to NASDAQ, Down Jones, and S&amp;P 500, Apple's
stock performed poorly. NASDAQ lost about 35% of its value; Dow Jones lost
about 30% of its value, while S&amp;P 500 lost 34% of its value. In regards to
Computer Hardware Industry, Apple performed a bit better, besting it by 5%.
Computer Hardware Industry lost about 51% of its value. Some of the biggest
companies in Computer Hardware Industry include - Apple Inc, Dell Inc, Sun
Microsystems, Ingram Micro, and Tech Data Corporation. All of the above
mentioned companies have a market capital above 1 billion dollars.</p>

<p class="MsoNormal">In the below graph, you will see how the Computer Hardware
Industry performed compared to S&amp;P 500.</p><p class="MsoNormal"></p><span class="mt-enclosure mt-enclosure-image" style="display: inline;"><a href="http://www.ryzone.com/images/ComputerHardwareIndustryOct31.jpg"><img alt="Computer Hardware Industry Oct31" src="http://www.ryzone.com/assets_c/2008/11/ComputerHardwareIndustryOct31-thumb-500x200.jpg" class="mt-image-center" style="margin: 0pt auto 20px; text-align: center; display: block;" width="500" height="200" /></a></span><p></p><div><a href="http://www.ryzone.com/stock_history/" style="text-decoration: underline;">Stock History</a></div><div>Apple Stock News<br /></div><div>Apple Shares</div><div><br /></div><div><a href="http://www.ryzone.com/">Bhaskar Chitraju</a></div>]]>
    </content>
</entry>

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